How to Use Home Equity to Cross the Retirement Goal Line

Get your copy & learn how reverse mortgages can be the playmaker in retirement.

Three Misconceptions Tackled

As a financial planner, you’ve heard the negatives about reverse mortgages, but there are three misconceptions you need to tackle.

01

The Bank Owns Your Home

02

Reverse Mortgages Are Too Expensive

03

The Bank Owns the Equity

Bust Some Reverse Mortgage Myths

Take the 10 Question T/F Quiz

Pass or fail, get a FREE digital copy of Kinetic Wealth for your trouble.

“Dispels the Myths and Mysteries”

“We all know that planning for retirement is important, but many of us overlook how the home can get us to our retirement goals. Ken Pitts dispels the myths and mysteries around reverse mortgages and shows how a reverse mortgage can be a solution in a variety of planning situations. A must-read for the financial professional!”
John Scott, Pew Charitable Trusts

Make the Moves to the Retirement Goal Line

The Plays You’ll Learn

The truth is that when applied strategically in conjunction with the retirement portfolio, accessing the equity in a home can benefit retirement.

A good visual I was taught was to consider your retirement assets as a bucket of water with holes in it. The goal of your financial plan is to keep water in the bucket over your whole retirement lifespan. This is where the reverse mortgage tool can be applied.

Properly applied, a reverse mortgage can help supplement income, pay for in-home care expenses, and help finance the desire to age in place.

There is this underlying feeling that the reverse mortgage is a “bad” loan. What I have found is that most people are familiar with the reverse mortgage but are not really aware of its intended purpose and possible applications.

This book is meant to open your mind to the fact that a home can be a significant part of retirement cash flow, not just a hard asset that is part of net worth.

Bust Some Reverse Mortgage Myths

Take the 10 Question T/F Quiz

Pass or fail, get a FREE digital copy of Kinetic Wealth for your trouble.

Reverse Mortgage Tools & Insights

“One of the biggest myths that I hear when folks take are looking at a reverse mortgage is they believe that the bank owns all your equity. And that is simply not true.”

“Financial security, it isn’t just about what you have, it’s about how you use it. The reverse mortgage is a tool, and it’s one of the most unutilized strategies that I’ve seen.”

“You’re not writing a check out of your pocket. You’re actually taking that cost out of the loan, similar to the way closing costs get financed in a refinance.”

Make the Moves to the Retirement Goal Line

“Stop stigmatizing reverse mortgages!”

“The one thing I could never wrap my finger around was reverse mortgages. Within minutes of opening this book, I had a clear, concise understanding… The very next day, I found myself using the knowledge gained to discuss a reverse mortgage with a client.”
Amazon Customer

“Great read. Breaks a tough subject down.”

“Reading this book was like having a good conversation with a life long friend. Honest about these loans not being for everyone, but breaking the stigma that has applied to them. Easy read breaking down what used to be confusing information.”
Jason Feller, Amazon Customer

Consider how much more secure retirement would be if:

01

There was access to a line of credit with no monthly payments.

02

Mortgage and debt payments were eliminated.

03

The monthly income was supplemented.

“Reverse Mortgages Demystified!”

“A perfect mix of storytelling and facts to illustrate the power of the often-misunderstood financial tool. A must-read for anyone who wants to explore the many ways a reverse mortgage can put home equity to work for themselves or a loved one.”
Julia Braun, Reverse Mortgage Professional

“We all need to face basic realities in retirement:  Our income is fixed, budgeting is paramount, and we can count on one fact for certain—our cost of living will rise.”

Meet Ken Pitts

Ken’s foray into the reverse mortgage world is a direct result of his 33 years of commitment to his clients’ financial well-beings.

As his client base began reaching retirement age, he found himself fielding more and more questions about reverse mortgages.

Baffled by the negative reputation of the loan, Ken set about learning about the product and researching its potential impact on retirement planning.

What emerged was a layman’s guide to understanding the reverse mortgage and how to evaluate it as a potential retirement tool—a guide that is now available for all.

Want to talk directly to Ken about reverse mortgage and retirement for yourself or your client? Book a Myth-Buster Session, a 10-minute (no more, no less) meeting.